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My Recent Comments
Isn't it interesting that those attorneys general are all Republicans? They're all up in arms that their citizens should get health insurance! They're up in arms that their citizens will get subsidies to help them pay for that health insurance. They are up in arms because insurance company profits will be brought under control so they can't rip citizens off with unfair premiums. They are are against tax breaks for small companies that provide health insurance for their employees. They think insurance companies should be able to refuse coverage to a newborn child born with a health problem. They are against a system that is very much like the one set up by Republican Mitt Romney when he was governor of Massachusetts. It's clear to me that Republican opposition to the health care reform law is for political gain - and the millions of Americans without health insurance can just fend for themselves.Aug 16, 2010
Funny, I think anyone who is against the health care reforms is not too bright. The United States is the only industrialized country that does not guarantee health insurance and health coverage to every citizen. We spend 17% of our GDP on health care and have 40 million+ uninsured citizens. Every other industrialized country spends about half as much of their GDP on health care and they cover everyone. Our current system is unsustainable and idiotic.
I suppose you are happy - if you have insurance - that you pay at least 20% more than you should in order to give insurance companies their profits and their CEOs $10 million dollar salaries. That doesn't sound too smart to me.Aug 15, 2010
Publius: As I said, big brother is already here and it is the insurance industry. They have your personal information and they make decisions about your life based on their profit margins. So you think government is the big bad guy. But you trust for-profit insurance companies? Aug 13, 2010
Publius: You are both misinformed and paranoid. The insurance industry did not fight the reforms because they knew they would be getting 40 million new customers thanks to the government. A single payer system would have been the most cost efficient way to go, but Obama and the Dems chickened out - or sold out - to insurance companies. So the healthcare reform continues the for-profit system and generally has tweeked the status quo.
Insurance companies will have to accept everyone and they will have to spend 85% of their premium revenue on their clients - but in a trillion dollar business, this still leaves room for billion of dollars of profit. Did you not notice that the insurance industry didn't really fight the health care reform law? They made a deal (just like the pharmaceutical industry) with the administration to keep their profits.
Your expectation that the big bad government is going to take over health insurance is pure paranoia.Aug 13, 2010
Mr. Coons seems to be misinformed about the health care reform insurance requirements. I am an insurance agent and my understanding is that an insurance exchange will be set up to offer a variety of coverage options for small business owners like himself. I haven't read anything that says high deductible plans will be eliminated. He will be free to choose a $5,000 deductible plan, but that plan will be better than what he has now because it will be required to cover preventive care that is not subject to a deductible. Most reputable insurance companies like BCBS and Health Net already meet these standards.
Also, concerning Mr Coons concern about insurance companies having his medical information, it is already widely available. When he applied for health insurance, he gave the company permission to access his information - and it was available in a central database. Any insurance company, with his permission, has access to his medical history. And if one insurance company should look deeper and request medical records from his doctors (with his permission) that company might find a reason to reject him. This information will go into the central database so if he applies to another insurance company he will be red flagged - and likely rejected automatically. My point is that health care reform is not changing anybody's access to his information. Big brother is already out there - but it's the insurance industry.
One more thing: If Mr Coons or his wife or his child should be diagnosed with diabetes or some other illness, he might change his tune. For example, until the reform, a child born with an illness could be refused coverage by his insurance company, forcing him to pay all costs out of his pocket. This is something that has already changed due to the reform law.
As an insurance agent, I think the reforms will free small businesses and entrepreneurs to think about growing their businesses rather than how they are going to get health insurance. How many people will quit their stinking jobs that they keep just for the health insurance? People will be able to pursue their entrepreneurial or artistic dreams if they know they can get health insurance. I think the reforms will open up many possibilities for entrepreneurs who might not be as young and healthy as Mr Coons.Aug 13, 2010