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In this June 15, 2011 photo, an empty park bench and rusting pipe sit near the swimming pool at the Inlet House, in Fort Pierce, Fla. The complex was an affordable place that the 55-and-older set aspired to. But now the Homeowner's association has levied a $6,000 assessment on every homeowner and then foreclosed on seniors who did not owe the bank a dime but could not afford the association bill.